• National IFA knowledge
    with local IFA service

    Our aim is to build long term relationships as we believe a financial plan should be reviewed and updated on a regular basis. For the majority of our clients this is at least once a year.
  • National IFA knowledge
    with local IFA service

    Our aim is to build long term relationships as we believe a financial plan should be reviewed and updated on a regular basis. For the majority of our clients this is at least once a year.
  • National IFA knowledge
    with local IFA service

    Our aim is to build long term relationships as we believe a financial plan should be reviewed and updated on a regular basis. For the majority of our clients this is at least once a year.
  • National IFA knowledge
    with local IFA service

    Our aim is to build long term relationships as we believe a financial plan should be reviewed and updated on a regular basis. For the majority of our clients this is at least once a year.

How PW Financial Management can help you

Providing bespoke Financial Solutions since 1999
We believe each client is an individual and should have a plan that fits their needs perfectly and not be shoehorned into a product that suits the business rather than the client. We go to great lengths to understand what our clients are trying to achieve and understand what level of risk they wish to take.

Unlike a lot of IFAs who charge a percentage of the amount invested (which we do not believe reflects the work undertaken and creates a situation where clients with larger funds are subsidising the business) we work on a fixed fee for the work we undertake. This fee will always be quoted in advance of any work being carried out.

We have access to a number of electronic tools to assist the advice process such as risk assessment, cash flow modelling and Transfer Value Analysis tools but see these as an aid to assist our in depth discussions rather than something we rely too heavily upon.

Our aim is to build long term relationships as we believe a financial plan should be reviewed and updated on a regular basis. For the majority of our clients this is at least once a year.

For more in depth information please refer to our Proposition either in the Regulatory Documents pages or in videos.

Group Protection | Group Pensions | Tax Planning for businesses
Key Person Protection | Pension choices at Retirement | Lump Sum Investments
Tax planning for Individuals | Unit Trusts / Investment | Trusts Estate Planning
Pension Transfers | Pensions (including Stakeholder/SIPP and SSAS)

We can help manage your finances

P W Financial Management Limited aim to provide National IFA knowledge with local IFA service and attention to detail.

Our aim is to build long term relationships as we believe a financial plan should be reviewed and updated on a regular basis. For the majority of our clients this is at least once a year.

The PW FM Team

Peter Waterfield


Peter was one of the first advisers to obtain Chartered status. He is also regulated to advise on all pension transfers. He enjoys skiing and table tennis along with following football and motor racing.

Martin Cooke


Martin is a highly qualified IFA. As well as advising clients he is heavily involved in professional qualifications for the Industry and the delivery of financial examinations for young people. He enjoys cricket and football and old black and white films.

Trisha Kenneally


Trisha has been an administrator for the Company for 10 years. She has a keen interest in alternative therapies and enjoys circuit training and yoga.

Stephanie Hope


Stephanie joined the team in 2010 and is training to become a Paraplanner. She has been riding horses since she was 4 years old and is currently training and competing with her horse in dressage.

Christine Cooke


Christine has many years in Financial Services administration. In her spare time she enjoys eating out, travelling, singing in a Choir and practising meditation.

Emily Moore


I joined the company in 2014, I enjoy travelling to new places, going to the gym and walking

Ines Moriera Reyes


I am originally from Tenerife. I enjoy playing volleyball and learning new languages.

Financial News

Gloom shrouds UK housing market outlook as Brexit nears

The outlook for Britain's housing market is darkening fast ahead of Brexit, with sales expectations falling to their lowest level in at least 20 years by one measure, surveys showed on Thursday. &[...]

Regulatory Documents

Download our Guides
This section of the website covers the Regulatory requirements under the Financial Services and Markets Act.

Testimonials

What do our existing clients think of our service?
Due to ever increasing ‘red tape’ and the news in the press our Shareholders welcomed the independent view and report presented to them recently. The meeting concluded that the Scheme was being professionally run and managed; the Shareholders wished to place on record their gratitude to Mr Waterfield for his professionalism and clarity within his presentation and general service to the Company and its Pension Scheme Members.
John Hargreaves

(C&S) Ltd

You have to admit it. Taking out a pension is a very scary business. It is a bit like standing on a very high board over a very murky pool and not knowing what to do! Thanks to you the board is much less high and the water far less murky!
Mr Martyn Day
I refer to the above [Pensions and Financial Planning] workshop [you] held yesterday at the Manchester Marriott Hotel and I would like to take this opportunity to thank you for meeting with the individuals wishing to exit the Company at the end of the year. The feedback which I have received is very complimentary and of great benefit to those concerned.
Mr H A McKay

Regional Manager, Halifax Plc

I would particularly like to thank you for your invaluable advice and scrupulous impartiality.
Tricia Newell

Trustee The Sholliker Trust

May I place on record my gratitude for all your assistance in the past years, and I look forward to continuing this relationship somewhere in the near future.
Mr John Fallows

Stalwart Dyeing Company Ltd.

Contact P W Financial Management

Get in touch, we'll get back to you asap.